Create Loan

post

https://sandbox-api.credilinq.ai/v1/loan

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Purpose

This API helps to create a loan against a particular customer.

Prerequisite

Customer should be in an active state.
Customer should have an active credit line.
Customer should have available credit line greater than the request loan amount.

Body Params

customerReferenceNo

string

required

Customer Reference number. Each customer has unique reference number. Enter reference number of the customer for whom loan should be created.

/^S*$/

loanAmount

number

required

Loan Amount.

Support decimal values as well.

loanType

string

enum

required

Type of loan.

We support these two types,

BNPL - Buyer Financing
GMV - Seller Financing

Allowed:

loanTerm

number

enum

required

Defaults to 30

Duration of the loan. Based on loan terms selected at the cusomer level, The customer for whom loan is being created should be.

remark

string

Comments if any.

metadata

string

Metadata for loans. It can be used for reporting, reconciliation purpose.

preApproved

boolean

Flag to create pre-approved loan, Default value will be true.

Headers

accept-language

string

Defaults to en-us

Language of the response, supported languages: en-us, in

idempotency-key

string

Idempotency Key for retries

Responses

Purpose

Prerequisite

200Loan created successfully

400Invalid Request

401Invalid credentials

403Forbidden resource

404Requested Data Not Found

500Internal Server Error, Some problem is there, please try after sometime