CrediLinq Product Suite

CrediLinq.Ai provides five integrated financing solutions for platforms.

• B2B PayLater: B2B PayLater is our financing solution for buyers that allows businesses to purchase products, add to their inventory, and delay the payment by 30 to 90 days by selecting B2B PayLater at checkout. Our PayLater solution ensures that suppliers receive prompt payment while the buyer repays the transaction amount plus fees on a date of their choice during checkout.
• GMV Financing: Gross Merchandise Value (GMV) Financing is our credit solution that enables sellers on your platform to obtain immediate payment for the goods they have sold for a one-time upfront fee during checkout. GMV financing helps your sellers to enhance their cash flow, replenish inventory quicker, and ultimately increase their engagement with your platform.
• Recurring Revenue Financing: Another business accelerator offered by CrediLink is Recurring Revenue Financing which, is a funding option based on the predictable revenue generated by a subscription-based business. The loan amount is determined by the predictability and stability of the company's recurring revenue stream, and repayment is often through a percentage of future revenue or fixed monthly payments.
• PayLater Direct: PayLater Direct is a term loan for large expenses. It empowers consumers to instantly settle large invoices, enjoy flexible repayments & improve their cash flow. CrediLinq integrations with consumer end applications enable them to manage the PayLater Direct related expenses.
• SME Healthcheck: CrediLinq offers a complete run-time dashboard to analyze Revenue, organization's financial records in-depth to comprehend the cash flow, prominent inflow-outflow transactions, and other relevant financial information.

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API Supported Products

Please note that CrediLinq API only supports B2B PayLater & GMV Financing, hence the focus of this documentation will be around these 2 products.

Key Differences: PayLater / GMV Financing